How Mutsai Finance Works
Getting the products you need on flexible installment plans is simple. Follow these five steps.
Browse
Browse our wide selection of electronics, home appliances, smartphones, power backup systems, and kitchen appliances. Add items to your cart or wishlist.
Register
Register on the Mutsai Marketplace with your name, email and Zimbabwean mobile number, and verify the one-time code we send you. Already have an account? Simply sign in to continue.
Apply
Complete our simple multi-step application form with your personal details, employment information, and monthly salary. Choose your preferred repayment term (3, 6, or 12 months).
Pre-approval
Our team reviews your application and liaises with the selected financial institution. You will receive a pre-approval decision within 24–48 business hours.
Delivery
Once approved and the stop-order arrangement is confirmed with your employer, your product is delivered to your preferred address within Harare.
Eligibility Requirements
- Formally employed (civil servant, corporate, or private sector)
- Minimum monthly salary of USD 300
- Valid Zimbabwe National ID
- Employer must accept stop-order salary deductions
- No existing loan defaults (subject to credit check)