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Mutsai Finance
Mutsai Marketplace
Financial Success, Simplified
BancABC Banking Products

Bank loans for life's next move.

Apply for a BancABC Payday Loan or School Fees Loan in USD or ZiG — checked instantly on Mutsai, then sent to BancABC for the final decision.

BancABC
Digital access

Complete and sign the BancABC form online.

Bank assessment

Mutsai checks income; BancABC gives final approval.

Clear requirements

See the documents and costs before you continue.

Choose a loan

Two products. Two different journeys.

Payday Loans are repaid in full on your next pay date. School Fees Loans are repaid in 3 monthly instalments.

Emergency cash

Payday Loan

Repaid in full on your next pay date.

30 days
Loan tenure
40%
Max of net income

Check if you qualify

  • Registered on Mutsai Marketplace
  • Existing BancABC Account Holder
  • Consistent salary coming through the Bank for a minimum period of 3 months
  • Repayment must not exceed 40% of your net income (after any existing BancABC instalment)
  • Current payslip, National ID, proof of residence, next of kin ID and salary redirection letter

How to apply

  1. 1Choose USD or ZiG and complete the BancABC form on Mutsai
  2. 2Mutsai checks your income instantly before you submit
  3. 3Sign the form, loan agreement and sworn statement digitally
  4. 4Mutsai reviews, then BancABC gives the final decision
  5. 5Repay in 1 month, in full on your next pay date
Apply in USD Apply in ZiG

Interest 8% per month · 1 instalment. Sign in or register to apply.

Final approval and terms are set by BancABC.

Education finance

School Fees Loan

Pay school fees now, repay over 3 pay dates.

3 months
Monthly instalments
90%
Max of net income

What you will need

  • Registered on Mutsai Marketplace
  • Existing BancABC Account Holder
  • Monthly instalment must not exceed 90% of your net income (after any existing BancABC instalment)
  • Proof of employment and payslip not older than 2 months
  • National ID / valid passport / valid driver's license
  • Proof of residence e.g. (utility bills) not older than 3 months
  • Salary redirection letter and next of kin ID

Application process

  1. 1Choose USD or ZiG and complete the BancABC form on Mutsai
  2. 2Mutsai checks your income instantly before you submit
  3. 3Sign the form, loan agreement and sworn statement digitally
  4. 4Mutsai reviews, then BancABC gives the final decision
  5. 5Repay in 3 monthly instalments, deducted every pay date

Charges and interest

Interest rate
8% per month
Instalments
3 · deducted every pay date
Early settlement fee
30% of interest forgone

Final approval and terms are set by BancABC.

Apply in USD Apply in ZiG

Interest 8% per month · 3 instalments. Sign in or register to apply.

Not yet a BancABC customer?

Your salary must be redirected to a BancABC account for the loan. Visit BancABC to learn about opening an account.

Visit BancABC